InvestingIf you are beginning to invest your cash in the hopes of getting profit out of it, you will soon find out that this is not an easy task. Investing is a skill that you acquire by harnessing your ability to analyse things and accurately predict market trends to make decisions that will work in your favour. Many people wanted to venture into investing but did not have the right tools or the right resources to learn the trade. Here are 10 of the most important beginner investing tips that you need to know.

  1. Investing requires Resources

When you are planning to invest, you cannot do so if you do not have the resources. In order for you to get the returns, you need to have the cash to put into action first. Investment amounts can go as little as $100 to $1 million depending on what you are trying to invest on.

  1. RisksThere are Risks

Like any type of business, investing has risks associated with it. Your capital or the initial resources you have put in can be lost or will not generate returns if your investments are not handled correctly.

  1. You set the Level of Risks you can Take

As an investor you have the control on the levels of risks you can take. Higher risk levels are associated with higher gains but are also associated with the biggest risk of losing your investment. Select a level of risk that you are willing and that you can sustain should the tides not work in your favor.

  1. Investing is a Skill

A lot of people go to workshops and formal trainings to learn the art of investing and trading stocks, all for the purpose of harnessing their skills in investing.

  1. There are many Types of Investments

There are opportunities for you to invest in stocks, binary options, businesses, exchange rates, gold price, and real estate properties. The level of risks vary but are directly proportional with the potential earning you can get.

  1. Outcomes are Affected by Economy Players

The outcome of your investments especially in stocks and gold investments are affected by the prices of oil and the dollar exchange rates.

  1. Political trends Affect Values

Political events occurring internationally or in countries will have adirect influence in the economy can impact the prices of oil, the country’s GDP and currency exchange rates.

  1. Real Estate Properties Increase in Value

When investing in real estate select the best location that you have reasonable knowledge to believe that its value will increase in the next 5 or 10 years.

  1. Investment Returns are Subject to Tax

Investments returns are considered income that is subject to tax by the state. It is important that you consider the taxes because this can impact the net amount of returns that you can potentially get out of your investment.

  1. Time Deposit interests equals Inflation Rate

Though investing in time deposit will give you a guaranteed interest it is only enough and sometimes less to cover the increase in the prices of commodities due to inflation. Time deposits do not work to grow your money but they only keep its value up to date with inflation.

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Last Updated 8th August 2016: In the last 12 months I’ve come out of my shell and began to actually use some technology! For the people who actually know me, this might seem totally unlike me, but it’s the truth!

Silicon ValleyI’m a businessman at heart and an investor too so although like Warren Buffet says “Stick to what you know.” I do want to begin to learn the dynamics behind the tech industry and what makes all these apps and start-ups from Silicon Valley so profitable. Although this is a double edged sword because Silicon Valley has been known to throw up some terrible business start-ups for investors like myself to get into. The trick to get around this is to not invest too early. Don’t go for the business to make you billions, stick with what is already working and invest into that.

Anyway, unlike most people I am a bit behind, but I think this actually lets me have an advantage when it comes to making money through investing. I don’t run into tech businesses that I don’t understand and If I don’t understand them, then its likely to general public (the real market makers) don’t get it either and won’t pay good money to have it/that. For example I understand Tesla, Uber and Airbnb and they are all completely tech based and successful as anything!

TechBut anything I will get back on topic. Technology will have a huge impact on investing and here is why.

Technology speeds up life

More than this, tech advances improves everyone’s quality of life for 2 reasons. The first is you have more free time. Let’s take investing for a second, imagine there was a programme that gave me all the research I needed in one simple app or on a website that I could simply pay a subscription and have access to all this data… Well they are coming and sooner than you might think. But the second reason why this matter is because of the increased free time and increased speed of trading I can actually make better trades and generate more profitable ones. This means I have more money!!

Imagine that?! You have more time and more money! – Assuming the markets don’t collapse in the next 10 years this is where we are all heading and It’s going to be fun!

An example of Technological Advancements in Investing

Aston MartinIf you don’t already know there have been a lot of changes in the automotive industry over the past 10 years. We mentioned Tesla earlier which is probably the biggest one of all time (since Henry Ford introduced the motor engine.) But one element that has been changing rapidly over the past 5-7 years is fuel injection in supercars. Now I’m a bit of a petrol head as are most of my friends and when it comes to supercars I could talk for hours.

But anyway, fuel injection is an industry I looked at in 2010 and invested in a number of small companies that were producing very high quality systems to help supercars accelerate faster. Boring sub-niche but extremely profitable for myself and anyone else who saw the niche. My point is this. Sometimes people think about tech advancements and want to invest in bio-medical or space travel or snapchat, but there is something you should always ask yourself.

Fuel InjectionWill this be a fad? If the answer is yes then obviously avoid it. A phrase I love when it comes to investing is: “Boring businesses make Billionaires!” – Because nobody wants to make a business that is seriously boring, everyone wants the next shiny object, and that, that can be what separates you from the investors that only make 10-20% a year, when you are making 50% year on year.

Make your profits, re-invest them.

Hope you agreed and enjoyed.

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Starting a Business in A Home Improvement IndustryStarting a business is hard. There is no 2 ways about that one, but starting a business in an industry you know something about or are passion in, makes it a hell of a lot easier.

This is a guest post by the team at who set up a garage racking and shelving company in less than 2 years and now are competing with the likes of B&Q and wholesale shelving giants. It’s not a topic that people usually even consider when they are setting up a business but the truth is the home improvement industry is one of the biggest in the world. After the financial industries Home Improvement is probably the best one to go into. Plus who really wants to be associated with the financial industries in 2016 and beyond!

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Forex Trading is a growingly popular investing medium nowadays. Many young and start-up investors go straight into the Forex markets and make a lot of money by day trading or making smart decisions with good brokers. But for every successful trader there are 9 that fail and we believe this is because people rush into trading and don’t learn the forex trading strategies basics before actually starting to invest their well earned money.

We decided to put together a small guide on how to get started in Forex trading. You can see

Forex Trading Guide For BeginnersForex Trading

This is just a quick checklist to the forex strategies you should use when getting started. Please do additional research before getting into trading properly as you can’t start by simply reading 1 article. You are not going to become an elite Forex trader like that!

  1. Have A Budget – At the end of the day you can still lose a lot of money on the forex markets, so have a budget you are will to invest and that IF you did lose it all, it wouldn’t be the end of the world and in fact you would be okay and still survive!

    Forex Budget

    Forex Budget

  2. Follow the Experts – Sign up to as many forex trading forums as you can and start following the people that actually make a lot of money! But beware not to follow people that are all talk and actually don’t make profitable trades, they just promote a product or talk a good talk!
  3. Write + Track – Write and track all the trades you make. Even if they are almost painful to do at times, just open a quick word or excel doc and make a note of things you have done right and wrong, how much you traded, how strong you felt about a particular trade (scale from 1-10 is fine) and this will help you slowly evolve as a trader.

Finding the Right Forex Broker

Another aspect that many people fail in is choosing the right Forex broker. We recommend Etoro, you can read the full etoro review here. The key to remember when selecting a broker are the following:

  1. Good Sign Up Offers – As the Forex market is extremely competitive 1 new user can mean thousands in returns for the company or platform the individual decides to trade on. This means that the forex brokers can offer big incentives, usually in the form of deposit bonuses to people who sign up with them. Make sure you sign up with someone that has a good sign-up offer and doesn’t try to simply make it out like they are doing you a favour, when in fact it is seriously the other way round. When you see how much the brokers make on the PIP spread you will realise that you are SERIOUSLY doing them a favour!
  2. Established and Authoritative – These are 2 words you should look for, usually in the form of reviews and how long the company has been established for. A Forex broker set up 2 weeks ago can look the same as one with 100,000 members. This is why you should always read the reviews, like the etoro review on elite forex trading.
  3. Great Support – Again it is likely that you will have some sort of technical issue if you are looking to trade for a long time. This is inevitable but what shouldn’t be inevitable is how the customer support deals with your query. Make sure the company has great reviews and make sure the interface is for you as well. Not all forex platforms look the same, make sure you find one you like the look of and then stick with them. This is a game of long term profits, not making a quick buck.

We hope you enjoyed reading our introduction to Forex and took some good pointers out of it. Make sure you contact us if you have any questions and we will be more than happy to set you up.

Regards, stay safe.


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Expanding Your Business

Posted By on Aug 8, 2015

Group of People Shaking Hands at New York Skyline

Your business has already been set up and because of the effort you have given to the start-up of your business, your business is now thriving. But being the entrepreneur that you are, you probably want to go to the next level. And what would that be? Expansion! So how should you do this? If you are willing to do this, then you should also be willing to provide the same amount of effort or maybe even more when you started up your business. Your expansion will depend on how much money you are willing to spend, the time that you have and your available resources. If you are ready to take the next step, then here are some tips.

  • goldfish jumping out of the waterExpand physically. This is the first thing that comes into the mind of everyone with regards to expansion. So what should you consider when opening a new location? Make sure that you have great staff who can help you get your new location up and running. Even though a new location does not necessarily mean a brand new business, you still should have a business plan. And the most important thing to consider is where your financing will be coming from with this new location. Choose the best possible location too for your new branch.
  • License the product that you have. This will give you royalties and monies as your brand continues to be sold. Licensing will lessen the risk and it is actually low cost. In your search for licensing partners, look for companies who provide the same service that you do. It will also help you if you hire an attorney that specializes in this.
  • Create alliances. Why? This will help expand your network and your product will reach more clients. The clients your allies could also be your clients. Choose your allies well though. You can also expand your twitter and social media following using:
  • Be diverse. Do not limit yourself to just one or maybe a couple of products. Develop products that can work well with the product that you currently have.
  • business-expansion-300x203Explore new markets. It’s good that the market you are serving now is working well for you. But the question is, are there other markets that you can sell your product to? The answer is yes!
  • Get a government contract. There is no better way to make your business better known than to have a federal contract.
  • You can merge with another business or maybe even acquire a new one.
  • Globally expand. It is every entrepreneur’s dream to be known not just locally or nationally but globally. You do not need to get another business to be known globally. What you need to do is adjust your market so that your products or services will be able to accommodate an international market. But remember that you cannot do this all by yourself. What you can do is have a distributor who can sell your products to their local markets.
  • 131555514754fd95017f9d59.74584973_089f067aUse the social media to your advantage. Perhaps you can have your own website or use popular social networking sites to promote the service or product that you’re offering.
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Tired of your 9am-5pm job and being just an employee? Well, maybe it is time for you to quit your job and be your own boss. But before you do that, make sure you have a back-up plan. You could probably invest in a small business. But this could probably start up a new series of questions and the number one on that list would probably be what kind of business you should start with. Here are some tips to help you make up your mind.

  • Business-Interest-Checking-Product-Page---2xWhat are you interested in? List the things that you want to pursue in life. There is nothing better than combining your job with the things you are passionate about. Work won’t feel like that much work if you are doing something that truly interests you. At least, it is much better than doing a job that you do not like. Doing something that you like will also help you focus on your business thus giving a better chance of success.
  • Make sure you have enough money to survive until the money starts coming in. There are a lot of businesses that do not start getting much money in until a few months or maybe years after starting their business. Do not lose hope though. Some businesses just have a slow start. So to help you out on this make sure that you have enough money to keep you and your business afloat until that desired income starts coming in.


  • List the skills that you have. Nobody is great at every single thing. So aside from your interest, have a list of things that you are good at. It will not do you much good if you have a business which does not include at least one skill of yours.
  • What kind of personality do you have? Do you prefer to work with people or would you rather do things alone. Incorporating your personality to your business will take you a long way.
  • shutterstock_91051424-300x199Are you a risk taker? Not every business has the same risks involved. If you are not much of a risk taker, then having a business that does not include that not need that much capital or has less probability of lawsuits might be the right one for you.
  • Are you willing to commit yourself to the time that your business requires? Just like a plant, you need to nurture your business for it to grow well.
  • Enroll in classes. There is no harm in this. In fact, whatever you learn from these classes can actually be applied in the business you are planning to start up.
  • Plan and plan even more. Having a guideline and a goal will help you set your direction. When you have a goal, the decisions and actions that you take will take you in the direction of your goal.
  • Make sure your business is legal. An attorney with experience in starting up businesses can help you. Great lawyers will also be able to give you tips on what you should and should not do so you won’t make the same mistakes.

After going through these guidelines, you have probably narrowed down your choices of which business to start up. What is left for you to do now is choose the one that you think will work out the best for you if you still haven’t reached that decision.

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